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Serving clients in Northern and Southern Worcester County at the Leominster and Worcester offices
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Your Massachusetts Bankruptcy

Need bankruptcy help in Massachusetts? Look no further Holly Hines and her team are your local bankruptcy lawyers, specializing in Chapter 7, Chapter 13, Wage and Bank Garnishments. Contact us today to learn more.

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Hine Bankruptcy Law

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Chapter 7 Bankruptcy Attorney in Massachusetts

Chapter 7 Bankruptcy Attorney in Massachusetts

Get a fresh start today. Let Hines Bankruptcy Law help you navigate the Chapter 7 process.

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Bankruptcy Attorney Massachusetts

Bankruptcy Attorney Massachusetts

Filing for bankruptcy can be stressful, but it can help you regain control of your finances.

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Chapter 13 Bankruptcy Attorney in Massachusetts

Chapter 13 Bankruptcy Attorney in Massachusetts

We can help you catch up on missed payments while keeping valuable assets like your home or car. Pay off income taxes while stopping interest and penalties from accruing. Pay down or pay off student loans.

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What Our Clients Are Saying

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I reached out to Attorney Holly Hines on two different occasions. Not only was she available to talk and listen, remotely and in-person, she was meticulous, understanding plus very astute to what I did require done. She made me aware of what she did offer and the process, procedures, prices, and the expected outcomes. My experience with her was very satisfactory and without any issues. Highly recommended, very dependable. 

Alex

  • Satisfied Client

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Our Lawyers

Meet Our Bankruptcy Lawyers in Massachusetts

Holly Hines

Attorney
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George Piandes

Attorney
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Struggling with debt? Being harassed by your creditors?

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information and resources

When are you eligible to file for Bankruptcy Protection for the second time?   The 2-4-6-8 Rule in a nutshell. 

2: After 2 Years you can file for a Chapter 13 Bankruptcy if you previously filed a Chapter 13 Bankruptcy and were discharged.
 
4: After 4 Years you can file for a Chapter 7 Bankruptcy if you previously filed a Chapter 13 Bankruptcy and were discharged.
 
6: After 6 Years you can file for a Chapter 7 Bankruptcy if you previously filed a Chapter 13 Bankruptcy and were discharged.
 
There is an exception to this rule if you paid back your creditors in full – 100% in your prior Chapter 13 Plan or if the Court finds that you had acted in good faith and paid your creditors at least 70% back in your prior Chapter 13 Plan then the 6 Year Rule will not apply to you.
 
8: After 8 Years you can file for a Chapter 7 Bankruptcy if you previously filed a Chapter 7 Bankruptcy and were discharged.
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